At MPM Capital, we believe that fast is better. We offer fast and flexible financial assistance to keep your business thriving.
SME Businesses running for at least 6 months can apply.
With banks, financial institutions and licensed moneylenders in the lending market, what makes us stand out from them?
MPM Capital understands that running a business means that you’ll have to be adaptable and competitive. While it is common for financial hiccups to occur, it pays to have a reliable financial institution to be there for you. Here’s why you should entrust us with your SME business loan:
We have SME business loans tailored for every sector, such as Education, Medical, Arts & Creative and more. We understand that different business sectors have different needs. Our targeted business loans ensures that your business needs are well taken care of. Choosing the right loan type increases your approval chances.
Our application is swift and quick. By doing so, we ensure that you will receive the funding you need within 24 hours, should your application be approved. We firmly believe that business funding should be made simple, fast and easy to access.
Your dedicated Client Advisor will customize the right solutions depending on your business profile and needs. As such, they will be fully aware of your business needs and goals, and will strive to provide you with the necessary support.
We offer flexible loan tenures and bigger revenues with no hidden fees. From $20,000 to $2 million, MPM Capital can see you through your business needs.
Our SME business loan helps your business thrive as you can better utilise our funding to solve your company’s most pressing needs.
Some business owners avoid loans because they believe borrowing money shows weakness. But there are plenty of reasons why even the most successful companies undertake business loans:
Strike when the iron is hot. You need extra cash to provide enough momentum for your company to expand so that you can reach your business goals quicker.
SMEs face periods of cash flow ups and downs, so a business loan will keep you strong in the face of adversity.
Choose the right time to invest in your business. A timely SME business loan will help you take advantage of fleeting opportunities that might make or break your business.
Your credit score is based on your credit history. With a history of good and timely loan repayments, financial institutions will be able to grant you larger loans in the future.
As with all banks and traditional financial institutions, here are the business loans that we offer:
1. Unsecured Business Term Loan
This loan is a type of working capital loan. You can borrow between $50,000 and $300,000 to repay within 3 to 5 years.
2. Trade Financing
Use this loan to get the materials and inventory you need. If your materials have a significant discount now, take advantage of this opportunity. Usually, this loan can be repaid between 90 to 120 days.
3. Factoring Or Receivables Financing
Pay your invoices now to avoid becoming weak in the future. This loan assists you with up to 90% of the amount on your invoices, and it’s best if your clients have long-term credit payments.
4. Property Financing
This collateral-based loan allows you to buy a better property for your business so that you can expand faster. You can also use this loan to mortgage owned property for other financing solutions.
5. Equipment Financing
Your business may qualify for a loan to buy essential equipment and machinery. The purchase terms are generally organized as hire purchase or leasing, which means this loan is affordable.
6. SME Micro Loan
Choose this loan if you have a small startup or SME with under 10 employees and revenues below $100,000. The SME Micro Loan caps the total amount borrowed at $100,000
It takes less than a minute to fill in your application and we will get back to you within the hour.
Traditional financiers have very strict requirements, which means that they often turn down businesses looking for funding for failure to meet them. With MPM Capital, your chances of getting a “yes” are much higher as compared to a traditional financial institution in Singapore.